Earlier this year, I explored some of the things you can DIY easily and safely without learning advanced skills or compromising your home insurance. Today, I was inspired to share some projects where I have collaborated with others who started out as unskilled as myself, namely outdoor paving. While going through some of my mom's photos of the house that I grew up in, I found one that brought back memories of seemingly endless weekends working side by side with my dad. We had a very long and narrow plot, with the house at the far end from the road, and a winding earth track with a "middelmannetjie" of wild grass growing in the centre. Our project started quite modestly, simply to put down some paving outside the new garage doors to provide a hard-standing for our weekend car cleaning ritual. The project soon escalated, and ended up with much of the earth track being replaced with brickwork. The driveway looking towards the street We had chosen paving bricks for the proj...
Today I am looking after some contractors who are repairing a cupboard at my daughter's house which had been damaged when her geyser burst some weeks ago. As with anyone in South Africa who has a mortgage with a bank or other financial institution, she has Homeowners Cover, an insurance policy that covers any structural damage, fire damage or damage from any water problems such as a burst water pipe. This insurance is to protect the financial institution, as the home is considered part of their assets while the mortgage is still in operation. Of course, it also protects the homeowner from the kind of damage that can often be very costly to repair or remedy. Damage to the cupboard that houses the geyser In this instance, as is often the case, the insurers are very quick to repair the immediate problem: the geyser was replaced within a matter of days. But often the "consequential damage", the secondary and less urgent result of the initial problem, seems to be taken far l...